Category Archives: Loan


Legal Appeal For Getting Compensation For Assault And Battery (Part One)

Lawsuits allied with personal injury are not just limited for those injuries which are caused due to the careless acts or other party’s negligence. Instead, they are also applied for intentional acts like assault and battery, apart from misdemeanor or felony concerns which might be included. If you have been a victim of assault and battery act, then you have the rights to appeal for compensation for injuries caused. In few states, punitive damages are also included, specifically if it could be proven that delinquent acted with spite and purposefully to hurt the victim.


What’s the factual difference amid Assault and battery?


These two terminologies can come either together or individually. But, it is vital to know that these two are distinct offenses. Typically, any intentional act or menace to harm or to cause damage to another individual, wherein the victim has several reasons to fright for his security or safety is defined as assault. An individual can sue for this even if there is no direct or actual contact involved and also when there truly was no actual capability to wreak injury, for instance, a person trying to scare you using a realistic-looking toy gun can be considered. Albeit, the laws covering battery and assault differ greatly from a state to another, however for most of the states the risk of harm would be sufficient.


On the other hand, battery involves actual contact. This simply signifies the person being sued had factually struck or touched you when trying to harm you. This involves harmful or offensive contact by offender wherein the harm could be either of the following;


  • Direct and immediate –It involves if the offender directly tends to cause injuries such as punching or hitting the victim in the face.
  • Indirect and immediate –It involves if the offender might not directly involved in causing harm however was the source of intentional or offensive contact; such as throwing a rock or stone at someone.
  • Indirect and remote –This is the harm caused of the offender establish a trap that injures victim after some days.


Forms of assault and battery


  • Assault with deadly weapon – The offender utilizes dangerous weapon to harm or threaten. Viz: Knife, gun, baseball bat and more. It is usually regarded as the criminal act.
  • Assault and battery –This actually begins with the verbal threat and is followed by the use of physical power to damage. This is considered as a criminal act.
  • Aggravated battery –The injuries that sustained by a victim were produced due to the use of deadly weapon.
  • Domestic assault and the battery –This is the sort involving family members. Based on the damages sustained, this might be considered as a misdemeanor or as an offensive act.
  • Sexual assault and battery –The menace and actual utilization of force to perform sexual acts which are against the will of victim or without the consent of victim. It is regarded as a criminal act.


Call Us Today 866-WE-FUND-U / 866.933.8638


About the author
Michael Smith is the Customer Experience Director at 911 Lawsuit Loans LLC and is responsible for client relations throughout the funding.
Author:Mike Smith


Legal Funding: A True Contingency

In the real time practice, the process of legal funding is really a true contingency. Most of the funding companies they report traditional loans rates over the default rates, it mainly due to the fact that, there are quite number of variables that are related to investing of funds in the litigation. Below are described with some of the reasons regarding why the concept of legal funding is quite far from certainty:


  1. Most of the litigant seeks towards legal funding immediately after the accident. Obviously investigating the accident case at the early stages of the accident is far better than at the later stages
  2. The case value is completely based on the injuries from which the victim is sustained. The legal funding companies they run the risk of investigation of the case mainly on the injuries caused by defendant that have been caused before to the accident and not by defendant itself
  3. The legal funders don’t typically have control over the case. The litigants can decide to settle the matter with small amount or may drop the claims due to different reasons. This is quite similar to that of the minority shareholder in any sort of small business. Minority shareholders is just like position that majority of the investors likes juts because of lack of control
  4. The legal funding companies are not the first to always get payment for a successful case. There are number of such cases wherein the litigant has senior claim holders along with them, they might be included in bankruptcy, and they might have child supports. The attorney fees has to be paid first prior to other costs
  5. In the same manner, a litigant who received legal funding may win the case but it doesn’t mean that they are not at all going to collect. It’s mainly because most of the litigation is based on the judgment proof which means that the litigant can’t collect their judgment which is due to the fact that litigant is bankrupt


Obviously, the legal funding process is considered to be very risky rather than other traditional money lenders. Fighting for legal claim is considered to make sense only the litigant party thinks that there are every chances of winning. The defendant’s invest their real money in thinking that the contingency is of real.It also means that, if there was not at all any risk involved in litigant losing, then the defendant’s would have never wasted their time on the legal fees of the attorneys or else they would have simply settled the case as fast as possible.


Call Us Today 866-WE-FUND-U / 866.933.8638


About the author
Michael Smith is the Customer Experience Director at 911 Lawsuit Loans LLC and is responsible for client relations throughout the funding.
Author:Mike Smith


Proposals To Legal Funding Modifications

There are many ways with which a legal funding might be improved or made much better for consumers, and most of the desired parties are proposing several vital ways to accomplish it. Certainly, many of the interested parties are very much interested in themselves than that of consumers. Here we have considered few of the proposals and have listed the associated cons as well as pros as we see them for consumers.


Proposal: Disclosures in the agreements of legal funding


Description: Companies of legal funding would make some disclosures and also can include certain provisions and terms in their funding agreements mainly with consumer plaintiffs. Generally, these proposals need a payment schedule on the very first page and a detailed explanation of the return rate, a right to withdraw or cancel the agreement within certain short grace period and also an acknowledgement from the attorney of plaintiff.


Pros: These proposals are already regarded as the industry’s best practices and they are most commonly available in agreements of legal funding. These vital provisions aid consumers take informed decisions without encumbering the legal firms very much.


Cons: Not all of them agree upon which disclosures are very much imperative, or accurately how they must be conveyed. In case, if individual states needed their unique own blends, it might stifle competition and enhance funding costs.


Proposal: Ensure the attorney of plaintiff acknowledges funding agreement


Description: Legal Funding essentially is one among the few sorts of consumer financial type transactions wherein the individual obtaining the money will already have an attorney. Few tend to argue that attorneys must be needed to acknowledge which they read and explained agreement of legal funding to their clients before to allowing a client sign.


Pros: This particular proposal is already regarded as the legal funding industry best practice. The vital thing is that is protects consumers. Furthermore, funding companies also have an interest in assuring plaintiff’s attorney acknowledges their lien on specific case; as it facilitates them receive the payment in an event of a further dispute.  An attorney is required for acknowledging an agreement and thus, consumers are forced to cautiously consider legal funding agreements and moreover, they could ask their attorney for any further advice.


Cons: There are some attorneys who dislike this proposal. This is because that they fear that acknowledgement might be utilized to drag them into agreement dispute amid their client and legal funder. And few others dislike the additional work.


Call Us Today 866-WE-FUND-U / 866.933.8638


About the author
Michael Smith is the Customer Experience Director at 911 Lawsuit Loans LLC and is responsible for client relations throughout the funding.
Author:Mike Smith


Your Attorney is Important for Your Lawsuit Loan

In case you wish to get lawsuit loan, you need an attorney who will work on your lawsuit case. The attorney needs to provide the details of your lawsuit case as well as all the required documents in order to review the case. When you are looking for getting financial assistance, the attorney plays an important role. We need to be provided the details by the attorney, so that you need to have one.


Prior to being able to proceed with your financial funding approval, we need to discuss the details with your attorney. During the entire process of your lawsuit case, we will be directly working with your attorney. In case we need any documents in order to review your case, we may also ask the attorney for the necessary documents. This way, we can decide upon the pre-arrangement amount that we can offer you. This money is given with the purpose that you can afford to pay any expenses you have.


Our main goal is that of simplifying and speeding up the process, as we know how long a lawsuit case may be. During the time that takes for your lawsuit to settle, you might find difficulties when trying to keep on date with your bills and expenses. While many people wait until it is too late before searching for help, it is recommended that you get the pre-agreement funding as fast as possible. This will help you not to get to close to bankruptcy or in the risk of losing your house.


Attorneys are quite busy persons, so that yours may find in the situation of not being able to provide us with the details of your case. We are striving to get all the required documents in order to be able to contact you within 24 hours. It is imperative that we work with an attorney who is cooperative and provides us with the necessary information so that we can proceed. We are all looking forward for the easiest and fastest service provided by the companies we collaborate with. We wish to make this without any hassle for you and make it convenient for you in the end. For this, you need to ensure that you work with an attorney who you can trust and who will make everything possible to help you. After your case is solved and you win, we will get the agreed settlement amount that we have agreed when we discussed the lawsuit funding. We will get this amount paid by your attorney. In case you lose the case, you don’t pay us anything.


Call Us Today 866-WE-FUND-U / 866.933.8638


About the author
Michael Smith is the Customer Experience Director at 911 Lawsuit Loans LLC and is responsible for client relations throughout the funding.
Author:Mike Smith



Proposals To Modify Legal Funding

The following lists few of the proposals to change legal funding and the associated pros and cons

Proposal: Bonds and registration

Description: Prior a legal funding firm could function in the state, it is vital to get register with the state agency. The proposed registration thus, typically needs an imperative fees, lengthy application, and posting very large bond.


Pros: Registration averts less reliable and reputable firms from functioning legally within the state and this in turn aids to make sure companies which are operating certainly comply with good practices.


Cons: Registration tends to function as the great barrier to entry and limiting the competition within the state. Albeit, the registration fees generally are not that significant and the legal fees required in preparing the registration could be specifically in states requiring lengthy disclosure statements from officers as well as directors of the company or in-depth reports on the firm’s activities over the previous year. Furthermore the bond needed in these states is usually cost-prohibitive for most of the boutique funding firms. Due to this, there surely would be less competition and this signifies that the legal funding firms will have the ability to charge expensive rates.


Proposal: Return caps


Description: Return caps legal funding rates could be capped efficiently in two main ways: Making maximum annual return rate or creating the cut-off date that rates of return that could no longer be charged. The most commonly utilized way is the former one; it is an effort control legal funding from out of existence, while the latter is less harmful to companies (however they might avert funding for cases which are slated to last a great amount of time). These return caps could indirectly be set simply by categorizing legal funding as the type of consumer lending and thereby making it as the subject to the existing usury laws of state. Look here to see why we are highly confident that legal funding is not just a lawsuit loan, indeed it is an investment.


Pros: There is an innate plea to putting restrictions on how much the consumer could be charged. However, it seems as the simplest way of assuring consumers do not really end up owning huge amounts.


Cons: Legal funding is definitely a costly and risky investment to make in. Lawsuits are tough assets to precisely price and firms of legal funding accept the threat of lawsuit’s failure. You can click here to know several other reasons which make legal funding expensive. To be in a business, the legal funding firms desire to charge higher returns than that of normal loans and if in case the cap is not set high, then they would just avert functioning in that state.


Do you want a lawsuit loan?  Care to know more?  Then fill out the online form or call us today:


Call Us Today 866-WE-FUND-U / 866.933.8638


About the author
Michael Smith is the Customer Experience Director at 911 Lawsuit Loans LLC and is responsible for client relations throughout the funding.
Author:Mike Smith



Things to Know About Lawsuit Loans

In simple words, a Lawsuit Loan can be stated as the financial transaction with certain special elements which make it completely different from other more common sorts of financial transactions, such as advances on your car loans or credit card.


Legal funding actually is not just a lawsuit loan, albeit there are few similarities though. With both the types you might certainly get money today in exchange for remunerating bit more money later. This is the reason why few people wrongly refer to legal funding as the lawsuit loan. However, the legal funding is factually an advance or sale. A plaintiff in legal funding sells the stake in their lawsuit outcome. Suppose, if plaintiff wins, then legal funding firm gets their procurement price back along with the rate of return that usually goes up efficiently over time. If you tend to lose your lawsuit, then you would owe nothing and even the legal funder would lose their investment. Sometimes legal funding is referred to as the non-recourse investment. This signifies that you do not need to pay it back even if you lose. Whereas with the loan, you need to pay back principal amount with the interest as well. Seldom, instead of return rate, the legal funding firms will obtain the percentage of the final court settlement or award. However this is very rare especially in personal injury cases.


Almost in many of the financial transactions such as obtaining a home mortgage or car loan, the consumer is the one doing the purchasing task. While in plaintiff personal injury type of legal funding, the consumer factually is the selling party. Consumers are those selling an interest in lawsuit. Due to the fact that consumers oftentimes have certain special legal safeties, few of the states control legal funding in similar manner which they do mortgages and car loans. In such states, it can be highly impossible or tougher because of the over regulation for getting legal funding. Those states include Tennessee, North Carolina, Alabama, and Colorado.


Legal funders often search for those lawsuits with excellent probabilities of winning the incentives or monetary awards. They do not fund perky claims or only declarative lawsuits. In addition to this, there are mainly three kinds of common personal injury lawsuits which are harder to obtain legal funding: Wrongful death, workers compensation and those lawsuits wherein a minor is victim. Here is why:


Wrongful Death


Wrongful death claims have several complications which make it difficult for legal funders to invest in. Lawfully, wrongful death lawsuits are similar like other personal injury lawsuit. However the beneficiaries would be different, instead of a plaintiff it is the beneficiaries of deceased plaintiffs would be. Guessing out an estate could be very much complex and the funders often are not ready to get involved in these situations unless and until it is greatly clear who the estate administrator is and who are the beneficiaries. Also, they probably would need these parties to sign funding agreement so that they are well-protected.


Workers Compensation


In many states, the legal funders will not offer money to the plaintiff who involved in the worker’s compensation claim. In such states, the worker’s compensation board would distribute the rewards to the plaintiff directly. In several other lawsuits, the court settlement or award goes to attorneys of plaintiff at first. Legal funding firms rely mainly on attorney to be as the mediator to aid ensures they get paid. If plaintiff was liable for paying legal funder after they got paid themselves, it might pose risks to funder which the plaintiff would delay or overlook paying.


Lawsuits Where Plaintiff is Minor


As with wrongful deaths, the funders often are unwilling to fund the lawsuits which involve children as the plaintiffs as these will be more complicated. However, it is not yet clear who has that authority to use on a child’s behalf for seeking legal funding. Nevertheless, of who takes the decision, it is the court that has to override, and review any agreement which something legal funders are not interested in determining.


It is said that, legal funding firms would procure structured settlements which come in the form of minor’s lawsuit, once minor becomes an adult. In such situation, minor is usually entitled to sequence of semi-annual or annual payments once he becomes 18. Based on the structured settlement type, he must sell those payments that too in exchange for about one lump sum. In addition, oftentimes guardians or parents must have consortium claims. This lets the parents to sue if their child is hurt, as it costs money to take care of them.


Call Us Today 866-WE-FUND-U / 866.933.8638


About the author
Michael Smith is the Customer Experience Director at 911 Lawsuit Loans LLC and is responsible for client relations throughout the funding.
Author:Mike Smith

Using Lawsuit Loans For A Personal Injury Suit

Generally, a personal injury lawsuit might take a long time. You as a plaintiff in personal injury lawsuit, cannot be able to work, might necessitate money for rent, medical bills or car payments and might not have time to wait till the lawsuit is completed in order to collect your money. In such case, legal funding can be helpful. Legal funding is the special sort of investment which offers you significant options beyond more traditional sorts of finance.


Insurance firms and defense attorneys know that plaintiffs cannot wait for a long time for an award or settlement. Thus, they might deliberately delay the process to attain an upper hand in settling the negotiations. The key strategy that the defense attorneys usually utilize is making low offers, knowing the fact that the cash-strapped plaintiff would have to agree and say yes so that they could meet certain basic needs. However, even if the defense is not thinking tactically like that, yet there is several good numbers of reasons why lawsuits will take much time to resolve. For instance, the defense attorney typically cannot tend to make settlement offer till you complete your medical treatments or any other facts that comes in your lawsuit.


Legal funding provides you another beneficial option, albeit at relatively high price. Taking the decision is difficult for sure and must be made with extra care. You need to consult your financial advisor or attorney when considering options. The following lists few of the key considerations which most of the plaintiffs think about while deciding the best path for them.


1. Are there any other sorts of options, if so which are preferably better?


Regrettably, there are only few options to force an insurance company or defendant to act swiftly; though it is crystal clear you would win eventually. Mishaps often leave people with some or other problems such as unable to work or property damages or medical bills which need to be paid and more. Prior legal funding, these people factually did not have any beneficial options to aid them to pay their bills.


But, as legal funding is expensive, it must only be utilized after thoughtful consideration. Loans from banks, or friends, taking advances from employers, or maxing out your credit cards are often inexpensive when compared to that of legal funding.


If you desire money to avert catastrophic events in life, then a lawsuit loan is the only best option for you as lawsuit loan provider specialize greatly in investing in asset, which is your lawsuit. The fact is that legal funding industry has evolved greatly to meet this requirement.


2. Can I get more money in the end, by utilizing legal funding?


This is one among the most vital queries which you have to ask yourself prior you decide on taking legal funding. If you are considering legal funding or any other financial transaction, it is significant to know about its benefits as well as expected costs. Albeit, legal funding is very much expensive, its expense oftentimes pales in comparison to the money which you get from the insurance firms or defendant. Most of the plaintiffs have to pay back efficiently their lawsuit loans over thousands of dollars; however they end up in getting hundreds of thousands of dollars extra from defendant just by waiting for few extra months that they might have without utilizing legal funding. In contrast, there are some instances of plaintiffs paying all of their settlement to legal funders if they have extremely high expectations for what factually their case was worth!


Call Us Today 866-WE-FUND-U / 866.933.8638

About the author
Michael Smith is the Customer Experience Director at 911 Lawsuit Loans LLC and is responsible for client relations throughout the funding.
Author:Mike Smith


5 Things You Can’t Handle But A Car Accident Lawyer Can

Not many people think of hiring an attorney when they face any car accident. Car accidents have become very common these days for which numerous insurance companies are sitting to handle your case.

Well, do not even count your insurance company if you are a self-reliant person. In most of the cases, the victim does not even know about the rights of being a victim and do not demand for compensation from the other party. An accident lawyer can make you reach your rights so, here are some facts you need to know about.


1. Resisting you to admit the mistake


In most, the cases, the driver at fault, let’s go into the situation without even admitting their mistake, but the victim has to suffer it later. Your car accident attorney can easily guide you in such situations and you would better know that how you have to handle the driver at fault.


2. You get ready to accept the out of court settlements



There have been so many cases happening around us in which driver offers a paltry amount to settle down the case rather than going to the cops or to the insurance companies. Most of the accident victims get ready to compromise on the spot, but then, they ignore the full amount of compensation they can get going to the court.However, under the guidance of a car accident attorney, one can get a total amount for injuries avoiding any personal spending in future on medication.


3. Obtaining a Police Report in an easy way


A car accident attorney very well knows about the formalities of obtaining a police report without making any efforts for it. The local police department is not so friendly for general people, hence; let your attorney do the needful.


4. Collecting Evidence professionally


Many victims try to investigate on their own form the witnesses present at the accident scene, but, with a car accident attorney, the investigation will be serious and professional. This investigation will include many other things like black box data, etc.that you may not consider.


5. Make Dealing With Insurance Companies, Investigators, and Adjusters


The insurance companies involved in auto insurance policies have good relations with the attorneys and your attorney can understand the policy well to make you get full compensation.A car accident attorney has complete knowledge about the filing of suits and the parties at fault.


Do not judge your case in over confidence and hire an attorney if you face any car accident as soon as possible.



Call Us Today 866-WE-FUND-U / 866.933.8638


About the author
Michael Smith is the Customer Experience Director at 911 Lawsuit Loans LLC and is responsible for client relations throughout the funding.
Author:Mike Smith



A Pre-Settlement Loan Allows you to Keep Your Home

The concept of a pre-settlement loan is difficult to understand for most plaintiffs because this is a language that those who understand the law are more competent to explain. The simplest response to this fact is this. It is keeping people, most especially those who are physically hurt where they have to be- in their homes.


Being in a case involving a work related injury case or a physical injury case is difficult for many people. They are unable to work, have to cover mounting hospital bills, and they need to go to rehabilitation for treatments. This is only the physical side of the issue. The emotional, psychological, and financial stress of an ongoing case, plus the fact that there is no money coming in for every expense is indeed a very stressful experience.


The Benefits of a Pre-Settlement Funding


911 Lawsuit Loans idea and policy on this funding is linked to the comfort of the plaintiff. The money is used for them exactly to stay at home and concentrate on being well. This takes off the pressure of feeding their families, apartment payments, paying for a mortgage, settling of legal fees, as well as hospital treatment expense.


The plaintiff need not enter into a forbearance agreement with mortgage companies to suspend payments for a specified period of time, until such that the person is able to pay. The loan allows the plaintiff options on how to pay out a mortgage without sacrificing the safety of his family.


The lawsuit loan also takes off the pressure from paying tenants for those living in apartment buildings and condominiums. Tenants expect monthly payment to be delivered on time; otherwise, the plaintiff is given an eviction notice. The money is used to pay off rent and an eviction need not be a threat.


The Years of Waiting Need not be in Vain


It may take years for a personal injury that is work related to be resolved. This should not be a cause for worry for plaintiffs who are pursuing a case. Pre-settlement funding companies will not just have the proper resource to ensure that there is roof over your head; they make sure that you have the money to wait it out until the case is settled. Our company is ready to process and hear your case, confer with your lawyers, and give you advice on matters pertaining to the case.


911 Lawsuit Loans is always open to serve you and our competent staff will make sure all your needs are taken care of. Once the case is reviewed and the merits are strong, we will ensure the speedy processing of papers. This allows you to get your loan in less than a week. The loan will be available for a couple of days. If you have been hurt, talk to your lawyer and call us today at 1-866-933-8638 / 1-866-WE-FUND-U.


Call Us Today 866-WE-FUND-U / 866.933.8638

About the author
Michael Smith is the Customer Experience Director at 911 Lawsuit Loans LLC and is responsible for client relations throughout the funding.
Author:Mike Smith


Lawsuit Funding For Maritime Accident

Maritime law is made up of two parts: the Jones Act and the Harbor Workers Compensation Act. These acts have been dedicated to both sailors and workers who are engaged at sea. Maritime law helps in regulation of water transportation, offshore trading and employment at sea. When any person is injured in a maritime accident due to negligence of the other person or company then the injured person or damaged company have the right to seek compensation for their injuries.


Maritime law is also recognized as admiralty law. It is mainly geared towards providing good working conditions at sea to sailors and workers. The Jones Act was written to protect employees at sea and mandate that companies offer good working conditions to their employees at sea. Although each case differs with each other, when someone is injured at sea then he will contact a maritime lawyer who handles injuries incurred at sea instead of a worker’s compensation lawyer. The reason behind their choice is that Maritime law is highly special and needs an experienced injury attorney to handle such cases of injury at sea.


On one hand 911 Lawsuit Loans provides worker’s compensation lawsuit funding, we also offer Maritime lawsuit funding. This kind of funding can assist a marine employee to get speedy cash out of their potential settlement. Due to the complexities of these cases lawsuit funding can help to pay essential expenses and assist to keep a marine injury case open while your attorney fights for recovering full compensation.


When victims of personal injury cases take the help of lawsuit funding they typically need money due to:

  • Loss of income and job
  • Medical treatment expenses
  • Ongoing medical expenditures like physical therapy
  • Living expenses
  • Payments of mortgage, rent and car


If you have got injured in a maritime accident then we suggest the following:

  • Seek medical treatment immediately
  • Write down how the accident occurred and why
  • Preserve all medical records
  • Take photographs of both your injuries and the scene of the site of the marine accident
  • Preserve a copy of the incident report
  • Note down the names and numbers of all witnesses
  • Contact an experienced and reputed Maritime lawyer


If you urgently need cash then you can apply online at 911 Lawsuit Loans.


911 Lawsuit Loans is an online legal funding company that provides options for lawsuit advance loans. We know the significance of lawsuit funding for those persons who are running in bad credit due to an accident. 911 Lawsuit Loans works in coordination with a network of lawsuit financing companies that offer legal suit funding for all personal injury concerning accidents including Maritime accidents.


911 Lawsuit Loans can assist you in securing a pre settlement cash advance just before settling of your Maritime injury case. Our services of lawsuit funding will assist you in comparison of lawsuit funding rates and payment structure in our legal funding network. We serve our clients along with some reputed providers of lawsuit financing within the industry. Each funding company is ready to compete for your lawsuit finance.


If you are trying to get a personal injury lawsuit financing for a maritime accident then you can begin by applying online today at 911 Lawsuit Loans. After receiving your information we immediately forward it to those lenders who specially handle lawsuit funding of maritime accidents. Moreover if you have lost a loved one’s due to a Maritime accident then kindly visit our webpage of wrongful death lawsuit funding for getting complete guidance.


Call Us Today 866-WE-FUND-U / 866.933.8638

About the author
Michael Smith is the Customer Experience Director at 911 Lawsuit Loans LLC and is responsible for client relations throughout the funding.
Author:Mike Smith